How to check how many demat accounts I have? Trackk

If you have invested through different brokers over the years, there is a good chance you have more than one demat account. I’m sure so many people have opened one with a bank, another with a discount broker, and then forget about the older one. The easiest way to check the total number is through your Consolidated Account Statement, or CAS. CAS gives you a combined view of demat accounts held with both CDSL and NSDL and is consolidated using your PAN.

How to check the number of demat accounts you have

The easiest way: check your CAS.

If your goal is simply to know how many demat accounts are linked to your name, start with CAS. This statement shows transactions and holdings across your demat accounts and can help you spot old, inactive, or zero-balance accounts as well. CAS covers demat accounts held with CDSL and NSDL, and can be generated using your PAN.

Now, practically, if you have multiple accounts across the two depositories, the depository which you have selected for CAS while opening the latest demat account acts as the default depository for sending the consolidated statement.
When do you get CAS?

If there is any transaction in any of your demat accounts or mutual fund folios during the month, CAS is sent on a monthly basis. If there is no transaction, it is sent half-yearly with holding details. CAS is issued within 10 days from the end of the month when there were transactions, or half-yearly if there were none. The half-yearly holding statements are sent for March-end and September-end.

So before doing anything else, check your email inbox for:
Consolidated Account Statement
CAS
CDSL
NSDL
BO ID
Demat Account

That alone often answers the question.
How to download CAS and check all your demat accounts

If you do not have the email handy, download a fresh copy.
Option 1: CDSL CAS login
Go to the official CDSL CAS login page and access your statement using the required details. CDSL provides a dedicated CAS login page, which can be accessed through the link https://www.cdslindia.com/CAS/LoginCAS.aspx.

Once you open the statement, look at the summary section. That is where you can count how many demat accounts are listed against your PAN.

Option 2: NSDL CAS route

NSDL also provides eCAS access. The link to access NSDL CAS is https://nsdlcas.nsdl.com/ecas/ecas.php.
Option 3: DigiLocker

Some investors also use DigiLocker to pull their consolidated account records, depending on what is available in their linked account. If you use this route, still cross-check the result with your latest CAS because CAS remains the standard consolidated record issued through the depository system.
What exactly should you look for in the statement?

Do not overcomplicate it. Open the CAS PDF and go to the summary section where the demat accounts are listed. You are looking for:
Account type, such as CDSL demat account or NSDL demat account
Account details
DP or broker name
Number of ISINs or schemes
Value of holdings

Each separate row usually represents a separate demat account. If you see five rows under demat accounts, you likely have five demat accounts linked through the relevant PAN and holding pattern.

Why CAS is better than checking broker by broker

Because you may not remember every broker account you opened.

That is the real problem for most people. If you try to check manually, you have to log in to each broker platform one by one. CAS is better because it is built to give a single combined view across depositories and mutual fund holdings.

What if you cannot access CAS?

Then use the search-and-discover method.

Search your email and SMS history for:
CDSL
NSDL
Demat Account
BO ID
DP ID
Welcome Letter/Onboarding Email/Account Opening Email

Brokers and depositories usually send account opening confirmations, statements, and alerts. This can help you identify forgotten accounts even if you cannot log in immediately.

You can also contact your broker or DP and ask them to confirm whether an account is active in your name after verification.

A quick note on multiple accounts

Having more than one demat account is allowed. Depository’s investor charter clearly states that you can open more than one demat account in the same name with a single DP or with multiple DPs.

So finding multiple accounts in your CAS is not unusual. The real question is whether you still need all of them.
What to do if you find old or unused demat accounts

If an old account has zero holdings and you no longer use it, review whether it is worth keeping open. Some accounts may still attract annual maintenance charges based on the Tariff structure of the DP.

A clean next step is simple. Keep the account if you actively use it, transfer holdings if needed, and close unused zero-balance accounts if they serve no purpose.

Conclusion

If you want to know how many demat accounts you have, check your Consolidated Account Statement first. It is the fastest and most reliable way to see demat accounts linked through your PAN across CDSL and NSDL. If you already receive CAS on email, search for it there. If not, download a fresh copy from the official CAS route and count the accounts listed in the summary.